Terms & Conditions

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Last Updated: 12-22-2025

Welcome to the website of Peters Insurance Agency ("we," "our," or "us"). By accessing or using this website (the "Site"), you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use this Site.

This Site is provided for general informational purposes only. You may use this Site only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use the Site in any way that could damage, disable, overburden, or impair it.

Information provided on this Site, including forms, emails, text messaging options, or voicemail links, does not constitute an offer to bind, alter, or confirm insurance coverage.

Insurance coverage cannot be bound, changed, or confirmed through this website, email, voicemail, or text message. Coverage is only bound or modified after direct communication with a licensed insurance agent and confirmation by the insurance carrier.

While we strive to keep information on this Site accurate and up to date, we make no warranties or representations as to the accuracy, completeness, or reliability of any information. Insurance coverages, laws, and regulations may change, and information may become outdated.

Any insurance quotes provided through this Site or related communication channels are estimates only and are subject to underwriting approval, carrier review, and complete application submission. Submission of information through this Site does not guarantee coverage or pricing.

All content on this Site, including text, graphics, logos, images, and layout, is the property of Peters Insurance Agency or its licensors and is protected by applicable copyright and trademark laws. You may not copy, reproduce, distribute, or create derivative works without our prior written consent.

This Site may contain links to third-party websites for convenience. We do not control and are not responsible for the content, policies, or practices of any third-party websites. Accessing third-party links is at your own risk.

To the fullest extent permitted by law, Peters Insurance Agency shall not be liable for any damages arising out of or related to your use of this Site, including but not limited to direct, indirect, incidental, consequential, or punitive damages.

You agree to indemnify and hold harmless Peters Insurance Agency, its owners, employees, and agents from any claims, damages, losses, or expenses arising from your use of this Site or violation of these Terms and Conditions.

Your use of this Site is governed by our Privacy Policy, which describes how we collect, use, protect, and share personal information, including email and mobile communication data. Our Privacy Policy incorporates SMS and email consent requirements consistent with applicable laws and The Campaign Registry (TCR) guidelines.

By submitting forms, requesting quotes, or otherwise contacting us through this Site, you consent to receive communications from Peters Insurance Agency electronically, including via email and SMS/text message, consistent with our Privacy Policy.

We may use your email address and/or mobile phone number to communicate with you regarding:

• Quotes and policy information
• Customer service interactions
• Account alerts, billing notices, or renewal reminders
• Claims-related updates
• Educational or promotional insurance-related messages

We do not sell your email address or mobile phone number. We do not share mobile information with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with any third parties.

• Email: Click the “Unsubscribe” link at the bottom of any marketing email.
• SMS/Text Messages: Reply STOP to cancel or HELP for assistance.

Message frequency may vary. Message and data rates may apply. Consent to receive electronic communications does not constitute consent to bind, alter, or confirm insurance coverage.

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Minnesota, without regard to conflict of law principles.

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the Site after changes are posted constitutes acceptance of those changes.

If you have questions about these Terms and Conditions, please contact:

Peters Insurance Agency
200 2nd St N Goodhue, MN 55027
651.401.6786
alison@fuainsurance.com